You have probably heard that Equifax, one of the three major credit reporting companies, has suffered a data breach. About 143 million people in the United States have had their Social Security numbers, addresses, birth dates, drivers license and other personal information HACKED.
This information is extremely valuable in the dark web and can lead to identity theft.
What can you do?
- Check to see if you have been affected.
- Consider putting a freeze on your credit with all three major credit reporting agencies: Equifax, Experian and TransUnion. (Some charges may apply.)
- Take advantage of the free credit monitoring service that Equifax is offering to those affected. (If you are affected, you will get a link to enroll in this service.)
- Keep an eye on your credit through CreditKarma or AnnualCreditReport.com or other credit monitoring resource.
Here is information about how the breach happened.